Property Attributes
- MLS#931121
- TypeSingle Family
- Listing Status Pending
- CountyFRANKLIN
- CityMoneta
- Area0490 - SML Franklin County
- NeighborhoodThe Waterfront
- Zip24121
- StyleContemporary
- Year Built1985
- Taxes$ 4063
- Price$ 1,525,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage3742
- Lot Size0.6 Acres
Data Source:
Roanoke Valley MLS (RVAR)
Property Description
This lake home offers a rare sense of privacy and elevation, tucked into a park like setting while positioned within one of Smith Mountain Lake's premier golf and waterfront communities, The Waterfront Country Club. The setting is what truly distinguishes this property. Nestled in a quiet, deep water cove, the home enjoys 171 feet of protected shoreline where the water remains calm, peaceful, and ideal for swimming. With approximately 13 feet of water at full pond, slipping the boat in and out is effortless. No skiing, no wakeboarding--just quiet water, a naturalized lakeside yard, and a cove that feels like your own private swimming hole. Yet you are only minutes from a larger cove and then the main channel, offering a balance of serenity at home and convenience when you're ready to explore the lake. The home carries the charm of an original lake cottage with a modern, open feel. Built in 1985 and thoughtfully renovated in 2019 and 2022, the updates include opening the great room to highlight the wooded, treehouse like setting. Upon entering, the warm wooden ceiling frames the space, and views extend toward the Peaks of Otter--an uncommon vantage point that gives the home a sense of retreat and elevation rarely found at Smith Mountain Lake. Renovation highlights include engineered hickory flooring on both levels, fresh interior and exterior paint, and a beautifully updated kitchen featuring granite countertops, a new backsplash, and Bosch appliances. All bathrooms were fully renovated, including a standout primary suite with a copper soaking tub and a separate toilet room. The entry closet was removed to expand the great room, creating improved flow and stronger sightlines. In 2022, a mini split was added to heat and cool the side porch, and an Accessory Dwelling Unit was constructed above the utility/workshop garage. This private guest suite offers a bedroom, kitchen, full bath, and great room--ideal for extended family, multi generational living, or long term guests. The addition includes its own HVAC and water heater. Major systems include an approximate 2015 roof, 2016 shoreline riprap, a 26KW whole house generator, and the 2022 ADU with dedicated mechanicals. The Waterfront Country Club offers a private, amenity rich lifestyle at Smith Mountain Lake, blending championship golf, a welcoming 22,000 square foot clubhouse, tennis, fitness, dining, and a junior Olympic sized pool. Members enjoy a nearly 7,000 yard Fazio designed course, on site golf professionals, and a full calendar of events--all surrounded by the natural beauty and recreation of the lake. A premier community where golf, water, and lifestyle come together.
| Elementary School | Middle School | High School |
|---|---|---|
| Dudley Elementary School | Ben Franklin Middle | Franklin County High School |
| Price History | |
|---|---|
| 9/11/2026 | Listed $1,525,000 |
General Features
| Heating | Heat Pump Electric |
|---|---|
| Cooling | Heat Pump Electric |
| Appliances | Microwave Oven (Built In) |
| HOA Fee | 0.0 |
| Patio/Porch Features | Deck,Front Porch |
| Architectural Style | Contemporary |
| Year Built | 1985 |
| Property Subtype | Single Family Residence |
| Waterfront Features | Cove |
| Community Features | Tennis Court(s),Private Golf |
| County | Franklin County |
| New Construction | No |
| Property Type | Residential |
| HOA | No |
| Attached Garage | No |
| Subdivision Name | The Waterfront |
| Total Rooms | 9 |
| Full Baths | 3 |
| Status | Pending |
| Directions | HFB 122 S L Scruggs Rd L Windlass L Anchor R Gangplank L Clipper Cir house on R |
| High School | Franklin County |
| City | Moneta |
| Open Parking Spaces | 4.0 |
| MLS Area | 0490 - SML Franklin County |
| Lot Size Units | Acres |
| Lot Size Square Feet | 26136.0 |
| Carport Spaces | 0.0 |
| Carport Y/N | No |
| Elementary School | Dudley |
| Property Attached Y/N | No |
| Land Lease Y/N | No |
| Tax Annual Amount | 4063.0 |
| Home Warranty Y/N | No |
| Middle/Junior High School | Ben Franklin Middle |
| Lease Renewal Y/N | No |
| MLS Area Minor | 0490 - SML Franklin County |
| Additional Parcels Y/N | No |
| Lease Considered Y/N | No |
| Rent Control Y/N | No |
| Virtual Tour | https://rapidimagery.hd.pics/116-Clipper-Circle/idx |
| Standard Status | Pending |
| MobileHomeRemainsYN | No |
| Senior Community | None |
Interior Features
| Interior Amenities | Ceiling Fan(s),Cathedral Ceiling(s),Bookcases,Storage |
|---|---|
| Flooring | Tile,Wood |
| Total Fireplaces | 2 |
| Fireplace Features | Great Room,Family Room |
| Basement (Y/N) | No |
| Air Conditioning Y/N | Yes |
| Heating Y/N | Yes |
| Fireplace Y/N | Yes |
| Half Baths | 1 |
| Total Bedrooms | 4 |
| Main Level Bedrooms | 1 |
| Main Level Bathrooms | 1 |
| Total Baths | 4 |
Exterior Features
| Parking Features | Paved Driveway,Garage Door Opener |
|---|---|
| Lot Features | Views,Wooded |
| Lot Size Area | 0.6 |
| Spa | No |
| Building Area Total | 3742.0 |
| Lot Size Acres | 0.6 |
| Other Parking | Off Street Parking |
| Waterfront Y/N | Yes |
| Covered Spaces | 2.0 |
| Crops Included Y/N | No |
| Horse Y/N | No |
| Irrigation Water Rights Y/N | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 24121
In The Neighborhood
Moneta
$ 669,000
- Type
- Single Family
- Size
- 2,872 SqFt
- Rooms
- 4 Beds + 3 Baths
Moneta
$ 1,000,000
- Type
- Single Family
- Size
- 2,400 SqFt
- Rooms
- 4 Beds + 2 Baths
Moneta
$ 799,900
- Type
- Single Family
- Size
- 2,890 SqFt
- Rooms
- 4 Beds + 4 Baths
© 2026 New River Valley Multiple Listing Service, Inc. All rights reserved. The information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is deemed reliable but is not guaranteed accurate.
NRVMLS data last updated at September 24, 2026 11:52 AM UTC
Information is deemed to be reliable, but is not guaranteed. © 2026 MLS and FBS. Prepared by MLS of Roanoke Valley, Inc. (540-772-0526) on September 24, 2026 12:04 PM UTC . The information on this sheet has been made available by the MLS and may not be the listing of the provider. All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily